phone clipartOne of the things we like best about our Samsung smart phone is not having a contract. We have a T-Mobile prepaid phone plan and can walk away any time. But what if you signed up for one of those multi-year contracts? You are married to your phone.

Divorce penalties are typically around $350 a month minus $10 a month for each month you’ve already been on the plan. But you can walk off Scot-free if someone takes over the contract for you, and there are services to help you find that person. charges a $20 finders’ fee, but you can advertise your phone plan and look at your offers before paying the $20. charges between $19 and $25. another swap partners service is free for now.

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