Ebay.com is offering U.S. residents a 2 percent “cash back” program if ¬†they use PayPal to pay for purchases.

There are a couple of catches. First, you don’t get actual cash back. After a three-month earning period, you get an “eBay Bucks certificate” you can use to buy more stuff on eBay. After you receive your certificate, you have 30 days to spend it.

The second catch, according to a Techcrunch report: The Bucks program excludes all purchases from Classifieds, Business & Industrial Capital Equipment, Real Estate, and eBay Motors categories (except Parts & Accessories). eBay has been implementing Bucks through a pilot program over the past year and says that consumers in the program spent five times more on eBay than others did.

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