smart cardAfter the fiasco at Target stores, where massive amounts of credit card data was stolen, a reader asked us about the smart card that’s so popular in Europe.

Yep, more than 80 countries use credit cards that have embedded computer chips, which makes card fraud a lot harder. But less than one percent of U.S. credit cards have them. How come? Well, it costs money. It costs five times as much to make them, and then the retailers have to get new card scanners – more money. If you want to get one,  go to or do a search on the words “U.S. credit cards with smart chips.” See stores that accept them by Googling “list of shops that accept smart cards.”

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