FREE CREDIT SCORES

Joy was pleased with our credit score after we let WalletHub.com evaluate us. Last December WalletHub became the first website to offer free credit scores, full reports and a financial fitness analysis.

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SELL YOUR OLD GAMES, CDS AND DVDS

Decluttr.com is an online service that buys your unwanted DVDs, CDs and video games. They noted that “Call of Duty: Black Ops 3” was the most traded video game over Christmas Day.

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CASH FOR YOUR GIFT CARDS

We’ve never gotten a gift card we didn’t like. But there are some we would definitely reject. (A Bungee-Jumping gift certificate would be high on the list.) Here are a couple of websites where you can trade your cards for cash.

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SAVING MONEY ONLINE

Many stores tell you that if you find a lower price somewhere, they’ll match it and give you a rebate on your purchase. But who can keep track of it all? We found a site: Paribus.co that keeps track for you and it’s free.

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THE FOREVER MONTHLY BILL

We recently found out we had been paying a monthly bill for more than a year for something we didn’t even want. If we hadn’t canceled a credit card, we wouldn’t have noticed.

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TRACKING PRICES ON AMAZON

CamelCamelCamel.com tracks price history on Amazon. “Top price drops” tell you which products are on the way down. Fisher Price “Jeep Wrangler” went from $290 to $179, for example. In general, toy prices have lots of give.

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SHOP ADVISOR

“ShopAdvisor” gives you reviews of 200 million products and pricing info. Type the name of the product, speak into the microphone, or tap “scan” to scan a barcode on the product itself.

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GOOD STUFF FOR LESS

You don’t have to buy a new tablet or computer to get a good one, any more than you have to buy a brand new car. “Refurbished” machines are items returned to the store or the manufacturer, but they’re not lemons.

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SELLING YOUR KIDS CLOTHES ONLINE

MoxieJean.com lets you sell “like new” kids clothes or buy them at a big discount. They have over 40,000 items. Items that can’t be accepted for sale are donated to charity.

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GOVERNMENT DEALS

Govdeals.com lists stuff the federal government is getting rid of for cheap. Bob likes the concrete culverts currently going for $6. He saw a house built from them and says they’re great for bomb shelters.

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