BLUETOOTH MYSTERIES

We heard from a reader who wasn’t sure what Bluetooth was and why she needed it on her new iPad Mini. The answer is (the envelope, please): It’s a short-range radio transmitter and receiver, and she doesn’t need it.

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MONEY GEEK

MoneyGeek.com has free financial guides and tools, including a cost of living calculator, and a mortgage refinance calculator, among others.

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SIMPLIFYING PAYROLL

FingerCheck 360 is a smart phone app for handling payroll. It costs $6 per employee per month. It combines time tracking and payroll so you don’t have to re-enter hours worked. When workers clock in, the payroll data gets entered automatically. Taxes are calculated as well.

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ORGANIZING DOCUMENTS ONLINE

“Docady” makes it easier to organize all your important documents. It pulls them from various online locations, such as email or online storage services such as iCloud and Dropbox, and sends you reminders when anything is about to expire, such as your passport.

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FREE CREDIT SCORES

Joy was pleased with our credit score after we let WalletHub.com evaluate us. Last December WalletHub became the first website to offer free credit scores, full reports and a financial fitness analysis.

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A KILLING IN ADVERTISING

Over 40 million people have downloaded “AdBlock,” a free program for blocking ads on  the web. We were skeptical initially but are now converts. Often, when a web site comes in slowly it’s because it’s loading ads. Lately, Joy’s computer has been so slow, she could put on water for tea and come back before the site had loaded. Then she loaded Adblock, and it helped. It counts the ads it kills and gives you totals; it knocked off 2,500 in the first week. What made Bob turn to AdBlock was pants. He bought some pants online and by the next day the entire clothing business had ads for pants on whatever web site he called up. It was clear […]

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SELL YOUR OLD GAMES, CDS AND DVDS

Decluttr.com is an online service that buys your unwanted DVDs, CDs and video games. They noted that “Call of Duty: Black Ops 3” was the most traded video game over Christmas Day.

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GOLDMAN SACHS 21 CHARTS

“Goldman Sachs 21 charts.” has 21 of what they consider the world’s most interesting business charts. We liked the chart listing the biggest companies in the world. Apple is number one, but didn’t even make the top 20 before 2009. It’s been number one for the last five years in a row.  

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RAISING MONEY FROM STRANGERS

Raising money from strangers is all the rage these days. It happens online.

Kickstarter is the most well known “crowd-funder” and Indiegogo (pronounced Indi-go-go) isn’t far behind. Do the strangers get their money back if the product doesn’t succeed? Good question, for which the answer is: sometimes and mostly no. The answer is blowing in the crowd. Here’s our experience.

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UNLIMITED FLYING

“OneGo,” coming this Fall, is for frequent flyers who just can’t stop. For $1500 a month, you get unlimited flights on major airlines such as American, Delta, United and Virgin America. But as they say in late night TV, that’s not all you get. You’re also enrolled in faster security screenings and free Internet on the plane. The flights must be booked seven days in advance, and you’re limited to four open reservations at once. Initially, OneGo will only be available for West Coast flights. The service FlyRise has a similar deal for flights in Texas.

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