facebook messenger appGoogle is working on a way to let you read a bill in your email and pay it right there without leaving your inbox. Facebook is rolling out something similar, letting you transfer money to friends and family right there in the Facebook Messenger app (Android)  (iPhone) which split off from Facebook last Spring. You can also send money to anyone through the “Google Wallet”  app. None of this can be good news for Western Union.

The future Gmail bill paying service is code-named “Pony Express” – which shouldn’t affect Wells Fargo any more. Both this and the coming Facebook service will lend new meaning to not leaving a paper trail. (Couldn’t resist.)

Will these web giants get too much information about spending and lending habits?  We’re not worried, but the usual protesters will appear on schedule.

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